Fast, Flexible Funding for Your Business: No Bank Required

Fast, Flexible Funding for Your Business: No Bank Required

Running a small or mid-sized business requires constant access to capital. Whether you need to purchase inventory, upgrade equipment, or improve cash flow, you need funding that's quick and flexible. Traditional banks often require collateral, high credit scores, and years of profitability, and can take weeks or months to approve a loan. As a result, many business owners are turned down or left waiting while opportunities slip away.

As a Certified Business Funding Broker for David Allen Capital (DAC), I help business owners access the funds they need without the hurdles of traditional banking. DAC is not a bank—it's a platform that partners with more than 20 alternative lenders. This model allows us to say “yes” when banks say no and helps you get funded fast. Below, I’ll explain what alternative lending is, how DAC’s programs work, and why working with a Certified Business Funding Broker can save you both time and money.

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Why Choose Alternative Lending?

Bank loans work well for some firms, but they aren’t ideal when you need quick working capital or don’t meet strict underwriting guidelines. Alternative lenders evaluate your revenue, not just your credit score or collateral, and can approve applications in as little as one business day. Here are a few reasons small-business owners choose DAC’s alternative lending platform:

• Fast access to capital – The BankBreezy™ platform connects your application with over 20 top funders; approvals can occur the same day, and funding can land in your account within 24–48 hours.

• Soft credit check only – There is no hard credit pull to apply, so your personal credit isn’t impacted.

• No collateral requirement – You don’t have to risk personal or business assets. Revenue, bank statements, and time in business are the main factors.

• Simple application – It takes about five minutes to complete the online form and upload recent bank statements.

• Broad eligibility – Businesses with six months in operation and at least $15,000 in monthly revenue are likely to qualify for funding—especially if bank statements show consistent deposits.

Because alternative lenders compete for your business, you receive fair, transparent, and competitive offers. DAC even promises to pay you $500 if it can’t meet or beat your best funding offer. Terms apply. Visit davidallencapital.com/WellDone for full details on our $500 Best Offer Guarantee.

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No Upfront Fees, No Obligation

Many loan brokers charge application fees or other upfront costs. At DAC, there are no upfront fees or collateral requirements, and you can get funded in days. Independent representatives like Michael Financing Solutions (a DAC partner) echo this commitment to transparency: they note that companies must simply be in business for a few months, show a minimum monthly revenue, and that there are “no upfront fees … Get funding in 48 hours.”

As your Certified Business Funding Broker, I only get paid when you obtain funding, so there’s no risk or obligation to apply. Our job is to analyze your financials, submit your application to multiple lenders, and negotiate the best terms—so you don’t have to spend hours filling out paperwork or shopping offers.

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Early Payoff Benefits and Interest Savings

One of the biggest advantages of DAC’s programs is the ability to save money by paying off early. In many preferred programs, there are exclusive early payoff discounts and zero prepayment penalties, meaning you can repay ahead of schedule and reduce your total cost of capital. Some programs offer up to 25% off the remaining balance when you pay off early—helping reduce your overall cost of capital.

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How Much Can You Borrow and What Are the Terms?

DAC funding ranges from $10,000 to $2 million, and micro-funding solutions can provide between $2,000 and $20,000 with same-day funding. Approvals are usually 1–2 times your average monthly revenue, so a business earning $50,000 in monthly sales could qualify for $25,000–$100,000. Repayment terms typically range from 4 to 18 months, with payments made daily or weekly depending on the lender. Because DAC’s programs are revenue-based, payments are fixed daily or weekly, based on your current revenue at the time of approval. They do not adjust with future sales but are designed to be affordable based on your current cash flow.

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How I Help as a Certified Business Funding Broker

Working directly with lenders can be overwhelming. As your Certified Business Funding Broker, I serve as your advocate and guide throughout the funding process:

• Consultation and needs analysis – We review your current sales, bank statements, and goals to determine which funding program fits best. Because we work with 20+ lenders, we can tailor solutions for nearly any industry or credit profile.

• Transparent recommendations – I explain the terms, factor rates, and repayment schedule in plain language so you can make an informed choice. There are no hidden markups; lenders must compete to win your business.

• Application management – I help gather documents and submit your application through the BankBreezy™ platform. The process is simple and often takes less than 5 minutes.

• Ongoing support – Once your funding is approved, I remain available to answer questions, assist with renewals, and connect you to other DAC services such as payment processing or lines of credit.

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Testimonials and Track Record

The BankBreezy™ platform has provided over $100 million in funding to small businesses across the U.S., with a reported 80% approval rate. Clients praise DAC for its speedy process and integrity: one business owner noted that a $1.5 million loan was secured in just one week, while another highlighted that DAC “always put the client first.”

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Get Started Today

If your bank has turned you down or you need faster, more flexible funding, working with a Certified Business Funding Broker from David Allen Capital may be the solution. There are no upfront fees, you can secure funding in as little as 24–48 hours, and you can save money by paying off early. To learn more or start your application, visit my portal at davidallencapital.com/WellDone. I look forward to helping your business thrive!

While you're on our website, check out the other services we offer that I didn't mention above: Payment Processing davidallencapital.com/payment-processing/WellDone.